Open the demo A LITTLE CLARITY GOES A LONG WAY
A loan. A creative project. A promise to pay.
Put the terms in one place, work them out together,
and keep track of the agreement you both signed.
Two agreement types. One shared record.
Remaining principal
$600.00
Illustrative synthetic example · No real money
START WITH WHAT YOU NEED
Choose an agreement type, then negotiate the details inside it. You can take a different role in every agreement.
01 / BORROWER & LENDER
Agree on the principal, funding deadline, interest method, and repayment schedule. Keep principal and interest visible separately.
02 / CLIENT & INDEPENDENT CONTRACTOR
Write down the deliverables, agreed fee, and deadline. Choose upfront payment, payment after completion approval, or milestones.
FROM THE FIRST PROPOSAL TO THE FINAL PAYMENT
Choose the other party by email and propose the terms. New recipients add their details before the creator signs.
Either party can suggest changes. A revision needs fresh signatures, so everyone agrees to the same version.
View the contract, download a versioned PDF, and follow confirmed payments, remaining amounts, and upcoming dates.
Pending is not paid. Loan interest begins at confirmed receipt. A paid work agreement still needs its own completion record.
GOOD TO KNOW
Here’s what this version means
before you try it.
No. The local demo uses deterministic simulated transfers and fixed synthetic accounts. Dwolla Sandbox integration code is prepared for testing when credentials are configured. Neither mode moves live funds.
Test verification demonstrates the gate before agreement negotiation. It does not establish a real person’s identity. Use only the supplied synthetic identities and fake bank data.
No. Demo documents are marked “DEMO / NOT FOR REAL USE.” The team must supply final terms and obtain legal review before real use. State selection is demo template context, not a claim of enforceability across the United States.
Before signing, either party can counteroffer or decline. Cancellation before funding or work begins follows the agreement’s rules. Once commitments have begun, a mutual settlement records how remaining obligations will be handled while retaining payment history.
YOUR NEXT AGREEMENT STARTS HERE
Use the synthetic accounts shown in the app. No real personal or financial data.